Maximum Roth 401k Contribution 2024. Finally, we’ll review traditional and. The income limits for the roth ira apply only to roth ira contributions, so you could still contribute to a traditional ira up to the $6,500 (or $7,500) limit for 2023, and $7,000.

If you have access to both a roth and a traditional 401(k) plan, you can contribute to both, as long as your total contribution to both as an employee doesn’t exceed $23,500 in 2025. Workers age 50 or older add a $7,500.